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EverydayProtect
Everyday Protect, from MetLife, gives you financial protection for accidents and hospital stays which can disrupt your daily life, and what can be inconvenient or potentially cause a loss of income.
Broken bones, UK hospital stays*, accidental permanent injuries, total permanent disability (TPD), accidental death, and non-accidental death are all covered in a Everyday Protect plan.
Cover from only £10 per month will give you peace of mind, help you get back on your feet, allow you to claim multiple times, flexible with optional additional cover, and doesn't require any health questions!
What does EverydayProtect Cover?
Below, you can see the accidents and illnesses that Everyday Protect can protect you for. What’s more, there’s no limit on the number of claims you can make under the same, single policy.
Choose your own level of protection:
Everyday Protect - from £10 per month (1 Unit) to £50 per month (5 Units)
Child Cover - for £2 extra per month
Active Lifestyle Cover - for £1 extra per month
The coverage is the same, the more you pay monthly, the larger the potential payout for each definition.
Free Unlimited Wellbeing Support Access
With EverydayProtect you will also receive free and unlimited access to our Wellbeing Support Centre, provided by Health Assured, a leading wellbeing assistance provider in the UK.
You can go online, access the App or speak to a counsellor for in the moment support or legal advisor* by telephone 24 hours a day, 7 days a week, 365 days a year, covering a wide range of issues, such as:
Access is also available for your household family members which includes your spouse or partner and any brother, sister, parent and legal dependants (except children under the age of 16) who live in the same household as you. It’s also available for your children or legal dependants who do not live with you that are aged 18 to 24 but live in the UK and are in full-time education. Details of how to contact the Wellbeing Support Centre will be included in your welcome pack.
Access to Virtual GP24 appointments
You and your family will also get access to our virtual GP appointment service, GP24, provided by HealthHero.
GP24 allows you to book an appointment with registered GPs 24 hours a day, every day of the year, anywhere in the world, for no extra cost.
Optional Cover Options
Child Cover - offers a wide range of benefits to help support you through difficult times, including if your child is diagnosed with cancer - excluding less advanced cases, and provides protection for children aged 6 months to 18 years, or up to 23 years if your child is in full-time education. Children do not need to live with the policyholder.
Active Lifestyle Cover - provides additional cover in the event of you sustaining bodily injury caused by an accident, which results in a dislocation and/or either a tendon rupture or ligament tear. We’ll help you get back on track, so that you can keep enjoying the activities you love.
Facts correct as of 11/06/2025
*hospital stays due to an accident or sickness (sickness is covered once you have held your policy for at least 12 months)
Cover My Bubble & EverydayProtect
Everyday Protect is only available through your insurance broker, and you can't get it by going to MetLife direct.
Cover My Bubble can answer any questions you have and get you started as quickly as possible. Book a EverydayProtect Quick Chat using the yellow BOOK A CALL buttons on this page.
Everyday Protect has been designed to provide valuable protection for you, for if you have an accident or hospital stay*, and peace of mind for you. That’s why there is no medical underwriting required. Applying for cover is straightforward, and most policies will be active immediately, including access to the additional services including the Wellbeing Support Centre.
MetLife UK, pride themselves on how quickly they pay out to customers. They typically pay valid claims within five working days, leaving you to focus on returning to your regular life.
'Every claim matters, every time'
Download
EverydayProtect Brochure
Download
EverydayProtect T&C's