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Child Shield - Childshield

ChildShield

ChildShield: 24/7 Protection for Your Children’s Adventures

From slips in the garden and tumbles at the park, to sports injuries and sudden childhood illnesses—bumps, scrapes, and health scares are just a part of growing up. While we hate to think about our little ones getting hurt or sick, planning for those unexpected moments gives you the ultimate peace of mind.

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Is ChildShield worth it?

Absolutely. ChildShield from MetLife is built exclusively to protect your children from the day they are born right up until their 22nd birthday. It is a completely standalone policy, meaning you can take it out all on its own, or use it to easily plug the gaps in any insurance you already have. Because it's so unique, it provides everyday injury and accident protection that standard life policies simply can't match.

What does ChildShield Cover?

One Simple Plan. All Your Children Covered.

We like to keep things simple for busy families. With ChildShield, there is no limit on the number of children covered under your policy, and you can make multiple claims without your cover stopping. You get the exact same level of protection for your whole bubble under one single monthly payment.

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You can choose from two straightforward levels of cover:

  • ChildShield Standard: £6 per month

  • ChildShield Plus: £11 per month

 

The smart choice: Upgrading to ChildShield Plus doubles your financial payout if you ever need to claim, but costs less than twice the price of the standard plan.

ChildShield coverage and payout table

Facts correct as of 07/10/2025

Free Wellbeing Support & Virtual GP Access

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Extra Care for Your Family’s Wellbeing (At No Extra Cost)
ChildShield doesn't just look after your wallet when an accident happens; it proactively supports your daily family life with brilliant free healthcare tools:
 

  • 24/7 Unlimited Wellbeing Support: Gain instant access to MetLife's Wellbeing Support Centre, provided by Health Assured (the UK and Ireland’s largest provider). You can lean on professional counselors for "in the moment" emotional support, dedicated nurses, and legal advisers to help you navigate life's challenges at any time of day or night.

  • GP24: A Doctor on Hand, Anywhere: Skip the local surgery queues. Provided by HealthHero, GP24 gives your entire family free, unlimited access to book phone or video appointments with registered UK doctors 24 hours a day, 365 days a year—anywhere in the world.

  • Free Virtual Physiotherapy:
    Get expert help recovering from everyday injuries right from your living room. Provided by HealthHero, these online sessions are designed for musculoskeletal issues affecting bones, joints, and soft tissue—perfect for getting back on track when daily pain or an injury slows down life. You'll be supported by fully qualified, regulated physiotherapists who provide a safe, credible, and practical alternative to face-to-face appointments.
    Through this service, you can:
    - Access 6 virtual sessions per year (30 minutes each).
    - Receive tailored exercise plans alongside digital tools for safe independent rehabilitation at home.
    - Choose to see the same clinician across all your sessions for consistent care.
    - Availability: The service runs 9am–5pm, Monday to Friday (excluding Bank Holidays), and you can book your appointments up to six weeks in advance.

Cover that helps you focus on recovery
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"Insurance that pays if my child is in hospital"

Why Book a Call with Cover My Bubble?

A Unique Product from a Trusted Team

ChildShield is a specialized product that you cannot buy directly from MetLife yourself—it is only available through a qualified insurance adviser. "Cover My Bubble was incredibly proud to be one of the first TEN advisers in the entire UK chosen to offer this product to families".

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Because ChildShield is designed to be accessible to every family, there is no medical underwriting or complicated health history questions required. Setting up your plan is quick and stress-free, and most policies become active immediately—giving you instant access to the GP24 app and Wellbeing Hub.

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MetLife UK prides itself on being there when it matters most, typically processing and paying valid claims within five working days, leaving you free to focus entirely on looking after your children. Just click our blue "Book a Call" buttons for a quick, friendly chat to see how easily ChildShield can protect your family bubble!

Download ChildShield Brochure

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Download ChildShield T&C's

FAQ's

Cover My Bubble Ltd is authorised and regulated by the Financial Conduct Authority and is entered on the Financial Services Register https://register.fca.org.uk/s/ under reference number 804702.

Cover My Bubble Ltd is registered in England & Wales under registration number 11190721 and the Information Commissioners Office Number is ZA488887. Registered Address: Saturn House, Mercury Rise, Altham Business Park, Accrington, BB55BY.

© 2022 CoverMyBubble & Claire Marie Designs

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